Health, Life & Medicare Insurance
Three coverage areas, one trusted guide. Personalized guidance from a licensed specialist who works directly with you.
Coverage when your employer plan ends — or before it begins
A gap in health coverage can mean exposure to costs that follow you for years. Whether you're between jobs, in a benefit waiting period, or your COBRA is expiring, Bri helps you identify an individual plan that fits your situation — not a one-size-fits-all answer.
Working across multiple carriers in 14 states, Bri compares marketplace plans, short-term options, and other alternatives against your coverage needs, your budget, and your timeline. She explains the real cost of each option — premium, deductible, out-of-pocket maximum — so you can make an informed choice without the guesswork.
Who this is for
- Employees in a new-job benefit waiting period
- Individuals who recently lost employer coverage
- Those who let COBRA lapse or cannot afford COBRA rates
- Self-employed or gig workers without group coverage
- Employees whose employer dropped coverage
Protection that travels with you — not tied to your employer
Employer-sponsored life insurance is a benefit, not a permanent plan. When you leave a job, that coverage ends — and converting a group policy to an individual one is often surprisingly expensive. Bri helps you evaluate independent life insurance before you're in a crisis window.
She walks you through term and permanent options, explains what each actually costs over time, and helps you find the right balance of coverage and premium for your life and family situation. No jargon, no oversell — just clear guidance on protecting what matters.
Who this is for
- Individuals changing jobs who want portable coverage
- Those who rely solely on employer-provided life insurance
- People who want to review their current life coverage
- Small business owners or self-employed individuals
- Anyone planning for retirement and evaluating long-term needs
Medicare enrollment has narrow windows — miss one and it costs you
Turning 65 or leaving employer coverage after 65 triggers enrollment windows that are easy to miss and hard to fix. Late enrollment can mean permanent premium penalties and coverage gaps. Bri specializes in guiding people through this transition before those windows close.
She walks you through Part A and Part B, explains the differences between Medicare Advantage, traditional Medicare, and supplement (Medigap) plans, and helps you understand drug coverage under Part D. She also works with your employer HR team where needed to coordinate the transition.
Who this is for
- Adults approaching age 65 and planning Medicare enrollment
- Employees retiring from a company with employer health coverage
- People who missed their initial Medicare enrollment window
- Those comparing Medicare Advantage vs. traditional Medicare
- Employers with employees approaching retirement age
Ready to close your coverage gap?
Schedule a free, no-pressure consultation with Bri and get clarity on your options.